J. Chase

Complete Financing for Veterans with a VA Mortgage Loan

For most people trying to buy a home, this is a difficult time. Credit is difficult to get, home prices are fluctuating like crazy and people in general are suffering from any past mistakes they may have made with their credit. However, for veterans and... Read >

Important Facts for VA Home Loans-& Finding A Good VA Lender

Recently, VA mortgage guidelines changed, meaning that borrowers had new information to learn before they applied for a home mortgage loan. These changes weren't a complete overhaul, but they are important. More importantly though are the ways a potenti... Read >

Why You Should Consider a VA Home Mortgage Loan

In the GI Bill, many provisions were created to allow soldiers returning from the battle field to get easy access to credit. This allowed them to pay for college, get medical benefits and even pay for their house. The brave men and women who have helped... Read >

New FHA Regulations and the Impact on the Jumbo Loan Market

These new standards could have potentially damaging effects on larger loans, but that does not mean those loans will no longer be available. While government restrictions and banking fears have restricted credit, people are still purchasing homes and fin... Read >

What Affects Your Credit The Most: Debt Settlement, Debt Consolidation or Bankruptcy?

Eliminating debt, or at least eliminating unsecured debt, is the goal of most Americans right now. Getting free from credit card debt, medical bills, unsecured lines of credit, student loans and other unsecured debt could free up thousands of dollars per... Read >

Can You Get a Principal Reduction on Your Mortgage By Way Of A Loan Modification?

For homeowners in danger of defaulting on their loans, who have houses which are dangerously underwater or who are simply looking for relief on their monthly mortgage payments, a mortgage modification might be the way to go. Homeowners with bad credit ca... Read >

Can Debt Settlement Help With Holiday Bills?

The holidays are a highly stressful time for shoppers, especially shoppers who have children. In spite of the recession, parents, spouses and even coworkers might be pressured to make sure their loved ones are not disappointed with their gifts. This may... Read >

Beginners Piano Lessons Aren’t What They Used To Be

If you've ever tried to learn piano from a teach-yourself book then you will know just how difficult it is. It wasn't until I'd tried several that it dawned on me that they all suffer from the same problem. It's obvious really, when you think about it.... Read >

Halitosis and Bad Breath - All You Need To Know

Halitosis and bad breath are actually the same thing. Halitosis is the medical term for a condition that can affect up to a quarter of adults. The first sign that you might have a problem is when people start to recoil when you lean in to kiss them. ... Read >

Copper Gutters - Are Gutters Necessary?

If you have never had a lot of rainfall to date, it is natural to assume you won't need guttering. However, there are a number of reasons why you should consider guttering, from copper gutters to cast iron gutters, as they will help to control the rainwat... Read >

Is Now the Time to Buy a House With Mortgage Rates So Low?

Buying a house can be a difficult proposition, especially when the economy is in such a difficult position. However, there are some amazing deals, some historically low interest rates and new federal home buying programs that could help anyone interested... Read >

New Developements In Loan Modification News

Since the real estate crisis began, the federal government has been trying to assist borrowers as much as possible. Different mortgage programs were created to help those in need, whether they were about to fall into foreclosure or they had lost a great ... Read >

Debt Settlement-Ten Steps to Living Debt Free

Here are ten tips on how to adjust to a debt free lifestyle. If you follow these tips you will be on your way to living debt free. Tip 1 - No excuses. It's always easy to make excuses for why credit cards are necessary "I like to buy things online." ... Read >

Credit Card Secrets That Will Help You Out

Credit card interest rates are so high. If you are looking for a way to reduce your bills, here are some secrets that banks and credit cards don't want you to know: 1. Fees are Negotiable - This first time or two you call to lower your interest rate, ... Read >

Debt Settlement Help- Sure Signs Your Finances Are Headed over a Cliff

Here are 5 signs that you either have a major debt problem on your hands, or you are headed in that direction: 1. You have no clue how much total debt you have. A sure sign that you are either in trouble, or are on the brink, is not knowing how much d... Read >